Self Build Finance

If you are considering building your own home, renovating or converting an existing property or even extending your own home, BuildStore is the number one choice for financial assistance.

Securing finance and insurance is an important starting point for any project and BuildStore, the UK’s leading company in self build finance, has provided simple straightforward solutions to thousands of self builders. We offer products specifically tailored to the needs of self builders and renovators - mortgages, short term finance, insurance and protection products; not to mention expert help from UK’s leading self build and renovation company.

Accelerator Mortgage

Accelerator, developed by BuildStore, has totally revolutionised the self build and renovation mortgage market. Accelerator meets the specific needs of self builders and renovators by taking into consideration the actual build process overcoming the traditional issues previously faced by self builders and renovators.

Benefits:

Borrow up to 95% of land costs, up to 95% of build costs and up to 95% of the end value of your new home
Stage payments at the start of each build stage ensuring positive cashflow throughout the build
Stay in your current home as you build your new home
Range of mortgages, lenders and interest rates available
Expert help and advice

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Ideal Home Improvement Mortgage

Finding the right type of finance for a refurbishment project can be difficult; however help is at hand through the Ideal Home Improvement Mortgage developed by BuildStore. Unlike a traditional home improvement mortgage where the lender will hold back a sum of money until the project is completed and has been inspected by a valuer, the Ideal Home Improvement Mortgage provides you with the money you require at the start of each build stage through guaranteed advance stage payments.

Benefits:

A single loan to fund the purchase and modernisation costs of a sub standard property eliminating the need for additional borrowing
Borrow up to 95% of the costs of buying the property and up to 95% of the refurbishment costs
Borrow up to 95% of the end value of the property allowing you to borrow more if required
Stay in your own home until work is complete, saving money and inconvenience.
Stage payments at the start of each build stage ensuring positive cashflow throughout the build
Choice of leading lenders, products and competitive rates
Loan is not subject to interim valuations
No retention on the loan, money is released before you carry out refurbishment work

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Advance Short Term Finance

Advance is short term bridging finance for self builders and renovators who will not require long term borrowing on their new home. Advance provides flexible lending criteria which enables a wide range of self builders to take advantage of it. Borrowing is based on the existing equity in your current house and your ability to pay the monthly interest on your short term loan.

Benefits:

Positive cashflow allows you to purchase materials and labour when you need them and for the best possible price
Stay in your current house until the build is complete, saving money and inconvenience
Complete the comnstruction process with no costly delays for interim valuations
Repay your borrowing earlier if you complete your project and sell your current house within three years

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Insurance and Protection

BuildStore understands the insurance requirements of self builders, renovators and converters and has developed site insurance specifically for this purpose. Whether your project is a new build, renovation or conversion, you will require adequate protection to safeguard your dream home.

With such a major project, it is essential that your investment in both time and money is protected against major problems. Site insurance provides you with the protection and financial recompense so, if the worst does happen you have peace of mind that your project will continue as planned. Furthermore, any lender providing you with finance for your project will insist you have adequate site insurance in place before releasing money to you.

Click here to find out more or to apply...