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Self Build Mortgages Available

To give self builders the sort of choice available to house purchasers a range of different mortgages are available through the Accelerator Self Build Mortgage.

Fixed:

On a fixed rate mortgage the rate and therefore the amount you pay will not change for a set period of time. After this time you will revert to the lender's standard variable rate. An advantage of a fixed rate mortgage is that it lets you know what you will be paying over the period of the fixed rate, so you will not be caught by unexpected interest rate rises.

More information on our Fixed Mortgages

Fixed

Tracker: 

This is also known as a base rate tracker. The rate tracks the Bank of England base rate by a set percentage. When the base rate changes the amount you pay changes too.

More information on our Tracker Mortgages

Tracker

Flexible:

These mortgages allow you more control over your payments. You can make overpayments which can significantly reduce the term of your mortgage. Once you have been paying for a while, you usually have the facility to make underpayments or take payment holidays. While most flexible mortgages follow the lender's standard variable rate, a growing number are offering fixed, capped and discounted rates.

More information on our Flexible Mortgages

Flexible

Self Certification:

Self certification is useful if you are self employed or a contractor and will either have difficulty in proving your income or have a number of sources of income. Selecting this option will limit the number of lenders and products available to you.

More information on our Self Certification Mortgages

Self Certification

 
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