Homeowners making improvements 'for cosmetic purposes'

One in three Britons have made home improvements not in an effort to boost the price of their home but rather for purely cosmetic reasons, it has been suggested.

Saga has said that 31 per cent of respondents to its study have changed their homes for such reasons, advising that keeping up with the latest renovation trends may be as important to as adding value for many householders.

However, the firm warned that homeowners looking to make changes should inform their insurer of their plans if they want to make sure that their policies are not invalidated.

"Saga is reminding homeowners to let their insurance company know before they embark on any major work," the insurer advised.

"It is important to be aware of these limitations so that you can make appropriate precautions or extend your cover during this period. For example, unassembled kitchen units, uninstalled bathroom suites and most unfixed building materials are excluded from most policies as standard," the firm revealed.

Three fifths of homeowners do not now how to make their properties more environmentally friendly, according to recent research from Anglian Home Improvements.

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