BuildStore - self build, renovation & home improvement

BuildCare Structural Warranty Cover Details

The BuildCare Structural Warranty is available to self builders who intend to live in their home after completion of the building works. It is not available to property developers.

The Warranty gives you peace of mind with excellent cover. Cover is provided for:

  • The cost of complete or partial rebuilding or rectifying work to the housing unit which has been affected by major damage attributable to a defect in the design, workmanship or materials, provided always that the liability of the insurers does not exceed the reasonable cost of rebuilding each housing unit to its original specification.
  • The cost of making good any defect in design, workmanship, materials in the drainage system which was newly constructed by the builder in connection with the housing unit and for which the policyholder is responsible.
  • The necessary and reasonable costs incurred in repairing, replacing or rectifying any part of the waterproof envelope within the house, as a result of ingress of water caused by a defect in the design, workmanship, materials or components of the waterproofing elements within the housing unit.
  • The cost of repairing or making good any defects in the chimneys and flues of the house which was causing an imminent danger to the health and safety of the occupants.

Furthermore, if you have a successful claim on the policy the following cover is included automatically:

  • Additional local authority and building regulation costs
  • Alternative accommodation costs
  • Debris removal costs
  • Additional professional fees

Why choose BuildCare Structural Warranty?

  • Cover is available for a 10 year period from the date specified on the certificate of insurance
  • Cover is available for new build, conversions and extensions
  • Extremely competitive premiums
  • Accepted by the Council of Mortgage Lenders as a building standards indemnity scheme
  • Widely accepted by lenders
  • Personal approach and excellent administration
  • Flexible underwriting
  • Independent technical audit function*
  • Full technical support services*

*Function not regulated by The Financial Conduct Authority.

Click here for an online quote now , call 0345 223 4888 to speak to an advisor or request a call back online. Lines are open between 8.30am and 7.00pm Monday to Thursday, 8.30am to 5.00pm on Friday and 10.00am and 1.00pm on Saturday.

Your home may be repossessed if you do not keep up repayments on your mortgage.

For arranging self build and custom build mortgages, we charge a fee of 695. 95 is payable on application
and a further 600 on offer. For all other mortgages we charge a fee of 395 which is payable on offer.

2018 BuildStore Mortgage Services Ltd. All rights reserved.

BuildStore Mortgage Services Limited is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited
which are authorised and regulated by the Financial Conduct Authority.
BuildStore Mortgage Services Limited. Registered Office: 8 Houstoun Interchange Business Park, Livingston, EH54 5DW. Registered in Scotland Number: SC448916

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