Mortgages & Finance

Product List

One of our key achievements is the access to funding we've created through specially tailored products, delivered by a panel of leading mortgage lenders and exclusive to BuildStore Mortgage Services.

Please take a moment to familiarise yourself with our stage payment types and their benefits. BuildStore offers Cost Based Mortgages and Valuation Based Mortgages. The right mortgage for you will depend on your individual circumstances and project.

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Advance Standard Variable Rate - 5.75%

  • Product IDSBA006
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.75%
  • Duration of Initial RateTerm
  • Subsequent RateSVR currently 5.75%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeStandard Variable Rate - 80% LTV
  • Initial Rate5.75% (SVR for the term of the mortgage)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateTerm
  • Subsequent Rate5.75%
  • Overall cost for comparison5.80%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1%
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears Discounted Variable Rate - 5.49%

  • Product IDSBL007
  • Mortgage TypeDiscounted Variable Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.49%
  • Duration of Initial RateTerm
  • Subsequent RateSVR currently 5.75%
  • Overall Cost for comparison6.05%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage TypeDiscounted Variable Rate - 80% LTV
  • Initial Rate5.49% (-0.26% discount off SVR for the term of mortgage)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial RateTerm
  • Subsequent Rate5.75%
  • Overall cost for comparison6.05%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1%
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.99%

  • Product IDSBA007
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.99%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.75%
  • Overall Cost for comparison5.6%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.99% (-0.76% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.75%
  • Overall cost for comparison5.60%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance within the first 2 years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.49%

  • Product IDSBL005
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.49%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.75%
  • Overall Cost for comparison5.95%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.49% (-1.26% discount for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.75%
  • Overall cost for comparison5.95%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Advance 1 Year Discount Rate - 4.99%

  • Product IDSBA005
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.99%
  • Duration of Initial Rate1 year
  • Subsequent RateSVR currently 5.75%
  • Overall Cost for comparison5.6%
  • Early Repayment Charges1 year
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type1 Year Discount Rate - 80% LTV
  • Initial Rate4.99% (-0.76% discount for 1 year)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate1 year
  • Subsequent Rate5.75%
  • Overall cost for comparison5.60%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1%
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for 1 year
  • Valuation FeeBased on final value

Arrears 1 Year Discount Rate - 4.79%

  • Product IDSBL006
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.79%
  • Duration of Initial Rate1 year
  • Subsequent RateSVR currently 5.75%
  • Overall Cost for comparison6.04%
  • Early Repayment Charges1 year
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type1 Year Discount Rate - 80% LTV
  • Initial Rate4.79% (-0.96% discount for 1 year)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage is complete. Learn more about Cost Based Mortgages

  • Duration of Initial Rate1 year
  • Subsequent Rate5.75%
  • Overall cost for comparison6.04%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1%
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for 1 year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.99%

  • Product IDSBBS1
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.99%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 6.14%
  • Overall Cost for comparison6.1%
  • Early Repayment Charges2 years
  • Project Type Self Build
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.99% (-1.15% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate6.14%
  • Overall cost for comparison6.10%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£800
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first two years
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.89%

  • Product IDRDD072
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %4.89%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.89%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 85% LTV
  • Initial Rate4.89% (-0.55% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.44%
  • Overall cost for comparison5.77%
  • Max Loan Size£600,000
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first 2 years, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.69%

  • Product IDRDD071
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.69%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.69%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.69% (-0.75% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.44%
  • Overall cost for comparison5.77%
  • Max Loan Size£600,000
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Arrears Discount Rate until 31/08/21 - 4.64%

  • Product IDD415
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %4.64%
  • Duration of Initial RateDiscount until 31/08/21
  • Subsequent RateSVR currently 5.95%
  • Overall Cost for comparison6.02%
  • Early Repayment ChargesUntil 31/08/21
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeDiscount Rate until 31/08/21 - 85% LTV
  • Initial Rate4.64% (-1.31% discount until 31/08/21)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage is complete. Learn more about our Cost Based Mortgages

  • Duration of Initial RateDiscount until 31/08/21
  • Subsequent Rate5.95%
  • Overall cost for comparison6.02%
  • Max Loan Size£400,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance until 31/08/21
  • Valuation FeeBased on final value

Arrears Discount Rate until 31/08/21 - 4.64%

  • Product IDD415
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.64%
  • Duration of Initial RateDiscount until 31/08/21
  • Subsequent RateSVR currently 5.95%
  • Overall Cost for comparison6.02%
  • Early Repayment ChargesUntil 31/08/21
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeDiscount Rate until 31/08/21 - 80% LTV
  • Initial Rate4.64% (-1.31% discount until 31/08/21)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateDiscount until 31/08/21
  • Subsequent Rate5.95%
  • Overall cost for comparison6.02%
  • Max Loan Size£750,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance until 31/08/21
  • Valuation FeeBased on final value

Arrears Discount Rate until 31/08/21 - 4.64%

  • Product IDD415
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value70%
  • Initial Rate %4.64%
  • Duration of Initial RateDiscount until 31/08/21
  • Subsequent RateSVR currently 5.95%
  • Overall Cost for comparison6.02%
  • Early Repayment ChargesUntil 31/08/21
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeDiscount Rate until 31/08/21 - 70% LTV
  • Initial Rate4.64% (-1.31% discount until 31/08/21)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateDiscount until 31/08/21
  • Subsequent Rate5.95%
  • Overall cost for comparison6.02%
  • Max Loan Size£1,000,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance until 31/08/21
  • Valuation FeeBased on final value

Advance Discount Rate until 31/08/21 - 4.84%

  • Product IDD414
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %4.84%
  • Duration of Initial RateDiscount until 31/08/21
  • Subsequent RateSVR currently 5.95%
  • Overall Cost for comparison5.69%
  • Early Repayment ChargesUntil 31/08/21
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeDiscount Rate until 31/08/21 - 85% LTV
  • Initial Rate4.84% (-1.11% discount until 31/08/21)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateDiscount until 31/08/21
  • Subsequent Rate5.95%
  • Overall cost for comparison5.69%
  • Max Loan Size£400,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance until 31/08/21
  • Valuation FeeBased on final value

Advance Discount Rate until 31/08/21 - 4.84%

  • Product IDD414
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.84%
  • Duration of Initial RateDiscount until 31/08/21
  • Subsequent RateSVR currently 5.95%
  • Overall Cost for comparison5.69%
  • Early Repayment ChargesUntil 31/08/21
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeDiscount Rate until 31/08/21 - 80% LTV
  • Initial Rate4.84% (-1.11% discount until 31/08/21)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateDiscount until 31/08/21
  • Subsequent Rate5.95%
  • Overall cost for comparison5.69%
  • Max Loan Size£750,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance until 31/08/21
  • Valuation FeeBased on final value

Advance Discount Rate until 31/08/21 - 4.84%

  • Product IDD414
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value70%
  • Initial Rate %4.84%
  • Duration of Initial RateDiscount until 31/08/21
  • Subsequent RateSVR currently 5.95%
  • Overall Cost for comparison5.69%
  • Early Repayment ChargesUntil 31/08/21
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeDiscount Rate until 31/08/21 - 70% LTV
  • Initial Rate4.84% (-1.11% discount until 31/08/21)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateDiscount until 31/08/21
  • Subsequent Rate5.95%
  • Overall cost for comparison5.69%
  • Max Loan Size£1,000,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance until 31/08/21
  • Valuation FeeBased on final value

Arrears Variable Tracker Rate - 5.99%

  • Product IDCUST079
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.99%
  • Duration of Initial Rateuntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Custom Build
  • Mortgage TypeVariable Tracker Rate - 80% LTV
  • Initial RateBoE +5.24% (current pay rate 5.99%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE +5.24% (current pay rate 5.99%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.80%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears Variable Tracker Rate - 5.99%

  • Product IDCUST079
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %5.99%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Custom Build
  • Mortgage TypeVariable Tracker Rate - 85% LTV
  • Initial RateBoE +5.24% (current pay rate 5.99%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE +5.24% (current pay rate 5.99%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.80%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears Fixed Rate until 28/02/22 - 5.39%

  • Product IDCUST067
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.39%
  • Duration of Initial Rateuntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment Chargesuntil 28/02/22
  • Project Type Custom Build
  • Mortgage TypeFixed Rate until 28/02/22 - 80% LTV
  • Initial Rate5.39% until 28/02/22, (current pay rate 5.39%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate5.39% until 28/02/22, (current pay rate 5.39%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Arrears Fixed Rate until 28/02/22 - 5.39%

  • Product IDCUST067
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %5.39%
  • Duration of Initial Rateuntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment Chargesuntil 28/02/22
  • Project Type Custom Build
  • Mortgage TypeFixed Rate until 28/02/22 - 85% LTV
  • Initial Rate5.39% until 28/02/22, (current pay rate 5.39%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate5.39% until 28/02/22, (current pay rate 5.39%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Arrears Variable Tracker Rate - 5.19%

  • Product IDCUST063
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.19%
  • Duration of Initial Rateuntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment Chargesuntil 28/02/22
  • Project Type Custom Build
  • Mortgage TypeVariable Tracker Rate - 80% LTV
  • Initial RateBoE + 4.24% (current pay rate 5.19%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE + 4.24% (current pay rate 5.19%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Arrears Variable Tracker Rate - 5.19%

  • Product IDCUST063
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %5.19%
  • Duration of Initial RateUntil 28/02/2022
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment ChargesUntil 28/02/2022
  • Project Type Custom Build
  • Mortgage TypeVariable Tracker Rate - 85% LTV
  • Initial Rate5.19% (BoE +4.44% until 28/02/2022, reverting to a 1.50% discount from SVR until 28/02/2025, reverting to lender SVR in year 5)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE + 4.24% (current pay rate 5.19%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5,70%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Advance Fixed Rate until 28/02/22 - 5.59%

  • Product IDCUST075
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.59%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.8%
  • Early Repayment Chargesuntil 28/02/22
  • Project Type Custom Build
  • Mortgage TypeFixed Rate until 30/11/21 - 80% LTV
  • Initial Rate5.59% until 28/02/22, (current pay rate 5.59%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate5.59% until 28/02/22, (current pay rate 5.59%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison6.33%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Advance Fixed Rate until 28/02/22 - 5.59%

  • Product IDCUST075
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %5.59%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.8%
  • Early Repayment Chargesuntil 28/02/22
  • Project Type Custom Build
  • Mortgage TypeFixed Rate until 30/11/21 - 85% LTV
  • Initial Rate5.59% until 28/02/22, (current pay rate 5.59%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate5.59% until 28/02/22, (current pay rate 5.59%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison6.33%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Advance Variable Tracker Rate - 5.29%

  • Product IDCUST071
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.29%
  • Duration of Initial RateUntil 30/11/21
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment ChargesUntil 30/11/21
  • Project Type Custom Build
  • Mortgage TypeVariable Tracker Rate - 80% LTV
  • Initial Rate5.29% (BoE +4.54% until 30/11/21, reverting to a 1.50% discount from SVR until 30/11/24, reverting to lender SVR in year 5)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateUntil 30/11/21
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 30/11/20, then 1% of the loan to be paid until 30/11/21
  • Valuation FeeBased on final value

Advance Variable Tracker Rate - 5.29%

  • Product IDCUST071
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %5.29%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment Chargesuntil 28/02/22
  • Project Type Custom Build
  • Mortgage TypeVariable Tracker Rate - 85% LTV
  • Initial Rate5.29% (BoE +4.54% until 28/02/22, reverting to a 1.50% discount from SVR until 28/02/25, reverting to lender SVR in year 5)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE +4.54% (current pay rate 5.29%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Arrears Fixed Rate until 28/02/22 - 5.15%

  • Product IDSELF086
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.15%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment Chargesuntil 28/02/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeFixed Rate until 28/02/22 - 80% LTV
  • Initial Rate5.15% (until 28/02/22, reverting to a 1.50% discount from SVR until 28/02/25, reverting to lender SVR in year 5)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate5.15% until 28/02/22, (current pay rate 5.15%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 30/11/20, then 1% of the loan to be paid until 30/11/21
  • Valuation FeeBased on final value

Arrears Fixed Rate until 28/02/22 - 5.15%

  • Product IDSELF086
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %5.15%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment Chargesuntil 28/02/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeFixed Rate until 28/02/22 - 85% LTV
  • Initial Rate5.15% (until 28/02/22, reverting to a 1.50% discount from SVR until 28/02/25, reverting to lender SVR in year 5)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate5.15% until 28/02/22, (current pay rate 5.15%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Arrears Variable Tracker Rate - 5.99%

  • Product IDSELB080
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.99%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeVariable Tracker Rate - 80% LTV
  • Initial Rate5.99% (BoE +5.24% until 28/02/22, reverting to a 1.50% discount from SVR until 28/02/25, reverting to lender SVR in year 5)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE +5.24% (current pay rate 5.99%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.80%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£nil
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears Variable Tracker Rate - 5.99%

  • Product IDSELB080
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %5.99%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeVariable Tracker Rate - 85% LTV
  • Initial Rate5.99% (BoE +5.24% until 28/02/22, reverting to a 1.50% discount from SVR until 28/02/25, reverting to lender SVR in year 5)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE +5.24% (current pay rate 5.99%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.80%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£nil
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears Variable Tracker Rate - 4.99%

  • Product IDSELB062
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.99%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.6%
  • Early Repayment Chargesuntil 28/02/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeVariable Tracker Rate - 80%
  • Initial Rate4.99% (BoE +4.24% until 28/02/22, reverting to a 1.50% discount from SVR until 28/02/25, reverting to lender SVR in year 5)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE +4.24% (current pay rate 4.99%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.60%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Arrears Variable Tracker Rate - 4.99%

  • Product IDSELB062
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %4.99%
  • Duration of Initial RateUntil 28/02/2022
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.6%
  • Early Repayment ChargesUntil 28/02/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeVariable Tracker Rate - 85% LTV
  • Initial Rate4.99% (BoE +4.24% until 28/02/22, reverting to a 1.50% discount from SVR until 28/02/25, reverting to lender SVR in year 5)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE +4.24% (current pay rate 4.99%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.60%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Advance Variable Tracker Rate - 5.99%

  • Product IDSELB070
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.99%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeVariable Tracker Rate - 80% LTV
  • Initial Rate5.99% (BoE +5.24% until 28/02/22, reverting to a 1.50% discount from SVR until 28/02/25, reverting to lender SVR in year 5)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE +5.24% (current pay rate 5.99%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.80
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£nil
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance Variable Tracker Rate - 5.99%

  • Product IDSELB070
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %5.99%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeVariable Tracker Rate - 85% LTV
  • Initial Rate5.99% (BoE +5.24% until 30/11/21, reverting to a 1.50% discount from SVR until 30/11/24, reverting to lender SVR in year 5)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE +5.24% (current pay rate 5.99%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.80
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£nil
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance Fixed Rate until 28/02/22 - 5.59%

  • Product IDSELF088
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.59%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesUntil 28/02/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeFixed Rate until 28/02/22 - 80% LTV
  • Initial Rate5.59% (until 30/11/21, reverting to a 1.50% discount from SVR until 30/11/24, reverting to lender SVR in year 5)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate5.59% until 28/02/22, (current pay rate 5.59%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.80%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Advance Fixed Rate until 28/02/22 - 5.59%

  • Product IDSELF088
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %5.59%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.8%
  • Early Repayment Chargesuntil 28/02/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeFixed Rate until 28/02/22 - 85% LTV
  • Initial Rate5.59% (until 28/02/22, reverting to a 1.50% discount from SVR until 28/02/25, reverting to lender SVR in year 5)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate5.59% until 28/02/22, (current pay rate 5.59%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison6.33%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Advance Variable Tracker Rate - 5.29%

  • Product IDSELB074
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.29%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment ChargesUntil 28/02/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeVariable Tracker Rate - 80% LTV
  • Initial Rate5.29% (BoE +4.54% until 28/02/22)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE +4.54% (current pay rate 5.29%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21 then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Advance Variable Tracker Rate - 5.29%

  • Product IDSELB074
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %5.29%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment ChargesUntil 28/02/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeVariable Tracker Rate - 85% LTV
  • Initial Rate5.29% (BoE +4.54% until 28/02/22)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE +4.54% (current pay rate 5.29%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Arrears Variable Tracker Rate - 5.50%

  • Product IDSELB066
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.5%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment ChargesUntil 28/02/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeVariable Tracker Rate - 80% LTV
  • Initial Rate5.50% (BoE +4.75% until 28/02/22)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE +4.75% (current pay rate 5.50%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Arrears Variable Tracker Rate - 5.50%

  • Product IDSELB066
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %5.5%
  • Duration of Initial RateUntil 28/02/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment ChargesUntil 28/02/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeVariable Tracker Rate - 85% LTV
  • Initial Rate5.50% (BoE +4.75% until 28/02/22)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateBoE +4.75% (current pay rate 5.50%) until 28/02/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 28/02/25, reverting to lender SVR in year 5
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 28/02/21, then 1% of the loan to be paid until 28/02/22
  • Valuation FeeBased on final value

Arrears Custom Build Everyday Tracker until 01/03/23 - 5.49%

  • Product IDD7R7
  • Mortgage TypeTracker Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %5.49%
  • Duration of Initial RateUntil 01/03/23
  • Subsequent RateSVR currently 4.99%
  • Overall Cost for comparison5.87%
  • Early Repayment ChargesUntil 01/03/23
  • Project Type Custom Build
  • Mortgage TypeCustom Build Everyday Tracker until 01/03/23 - 85% LTV
  • Initial Rate5.49% (BoE +4.74% until 01/03/23)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial RateUntil 01/03/23
  • Subsequent Rate4.99%
  • Overall cost for comparison5.87%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge1% of the outstanding loan balance until 01/03/23
  • Valuation FeeBased on final value

Arrears Custom Build Everyday Tracker until 01/03/23 - 5.29%

  • Product IDD7R6
  • Mortgage TypeTracker Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.29%
  • Duration of Initial RateUntil 01/03/23
  • Subsequent RateSVR currently 4.99%
  • Overall Cost for comparison5.7%
  • Early Repayment ChargesUntil 01/03/23
  • Project Type Custom Build
  • Mortgage TypeCustom Build Everyday Tracker until 01/03/23 - 80% LTV
  • Initial Rate5.29% (BoE +4.54% until 01/03/23)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial RateUntil 01/03/23
  • Subsequent Rate4.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge1% of the outstanding loan balance until 01/03/23
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.84%

  • Product IDSB18
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value95%
  • Initial Rate %4.84%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.69%
  • Early Repayment Charges2 years
  • Project Type Custom Build
  • Mortgage Type2 Year Discount Rate - 95% LTV
  • Initial Rate4.84% (-0.40% discount for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.69%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£350
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Arrears Fixed Rate until 31/12/20 - 4.99%

  • Product ID15704
  • Mortgage TypeFixed Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.99%
  • Duration of Initial RateUntil 31/12/20
  • Subsequent RateSVR currently 4.49%
  • Overall Cost for comparison4.87%
  • Early Repayment ChargesUntil 31/12/20
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeFixed Rate until 31/12/20 - 80% LTV
  • Initial Rate4.99% (until 31/12/20 reverting to SVR)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial RateUntil 31/12/20
  • Subsequent Rate4.49%
  • Overall cost for comparison4.87%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the loan to be paid until 31/12/19, then 2% of loan to be paid until 31/12/20
  • Valuation FeeBased on final value

Arrears Fixed Rate until 01/4/22 - 4.49%

  • Product IDMZF014
  • Mortgage TypeFixed Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.49%
  • Duration of Initial RateUntil 01/4/22
  • Subsequent RateSVR currently 5.74%
  • Overall Cost for comparison6.08%
  • Early Repayment ChargesBefore 01/04/22
  • Project Type Self Build, Conversion
  • Mortgage TypeFixed Rate until 01/04/22 - 80% LTV
  • Initial Rate4.49% (until 01/04/22 reverting to SVR)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial RateUntil 01/04/22
  • Subsequent Rate5.74%
  • Overall cost for comparison6.08%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge180 days interest is payable if repaid before 01/04/2022
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.79%

  • Product IDRDF015
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %4.79%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.44%
  • Overall Cost for comparison5.79%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 85% LTV
  • Initial Rate4.79% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.44%
  • Overall cost for comparison5.79%
  • Max Loan Size£600,000
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.69%

  • Product IDRDF014
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.69%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.44%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 80% LTV
  • Initial Rate4.69% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.44%
  • Overall cost for comparison5.77%
  • Max Loan Size£600,000
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.84%

  • Product IDSB17
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.84%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.69%
  • Early Repayment Charges2 years
  • Project Type Self Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.84% (-0.40% discount for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.69%
  • Max Loan Size£750,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£350
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.84%

  • Product IDSB17
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %4.84%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.69%
  • Early Repayment Charges2 years
  • Project Type Self Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 85% LTV
  • Initial Rate4.84% (-0.40% discount for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.69%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£350
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.74%

  • Product IDBSD004
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.74%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.38%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.74% (-0.50% discount for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.38%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 3 Year Discount Rate - 4.64%

  • Product IDIS711
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.64%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.74%
  • Overall Cost for comparison5.8%
  • Early Repayment Charges1 year
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 80% LTV
  • Initial Rate4.64% (-1.1% discount for 3 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate5.74%
  • Overall cost for comparison5.80%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£115
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge1.10% of the redemption balance for first year
  • Valuation FeeBased on final value

Arrears 3 Year Discount Rate - 4.64%

  • Product IDIS712
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value70%
  • Initial Rate %4.64%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.74%
  • Overall Cost for comparison5.8%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 70% LTV
  • Initial Rate4.64% (-1.1% discount for 3 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate5.74%
  • Overall cost for comparison5.80%
  • Max Loan Size£1,000,000
  • Stage Payment Percentages75% land and 75% build
  • Lenders Application Fee£115
  • Lenders Completion Fee1% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge1.10% of the redemption balance for 2 years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 3.99%

  • Product IDMZD003
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.99%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.74%
  • Overall Cost for comparison6.02%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Conversion
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate3.99%
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.74%
  • Overall cost for comparison6.02%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 2 Year Tracker Rate - 4.59%

  • Product ID15600
  • Mortgage TypeTracker Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.59%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.49%
  • Overall Cost for comparison4.8%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Tracker Rate - 80% LTV
  • Initial Rate4.59% (SVR +0.10% for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.49%
  • Overall cost for comparison4.80%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£899
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.49%

  • Product IDBSD003
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.49%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.44%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.49% (-0.75% discount for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.44%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.29%

  • Product ID15599
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.29%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.49%
  • Overall Cost for comparison4.85%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeArrears 2 Year Discount Rate - 4.29%
  • Initial Rate4.29%
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.49%
  • Overall cost for comparison4.85%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Advance 2 Year Standard Variable Tracker Rate - 5.50%

  • Product IDSB01/V
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.5%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.20%
  • Overall Cost for comparison5.75%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeAdvance 2 Year Standard Variable Tracker Rate - 80% LTV
  • Initial Rate5.50% (SVR +0.30% for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.20%
  • Overall cost for comparison5.75%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£199
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 5.04%

  • Product IDRDF018
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %5.04%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.44%
  • Overall Cost for comparison5.44%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 85% LTV
  • Initial Rate5.04% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.44%
  • Overall cost for comparison5.44%
  • Max Loan Size£600,000
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Arrears 3 Year Discount Rate - 4.94%

  • Product IDIS713
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.94%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.74%
  • Overall Cost for comparison5.9%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 80% LTV
  • Initial Rate5.09% (-0.8% discount for 3 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate5.74%
  • Overall cost for comparison5.90%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£115
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge1.10% of the redemption balance for 2 years
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.94%

  • Product IDRDF017
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.94%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.44%
  • Overall Cost for comparison6.05%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 80% LTV
  • Initial Rate4.94% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.44%
  • Overall cost for comparison6.05%
  • Max Loan Size£600,000
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Arrears 2 Year Tracker Rate - 4.27%

  • Product IDSB01/S
  • Mortgage TypeTracker Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.27%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 3.45%
  • Overall Cost for comparison4.85%
  • Early Repayment Charges2 years
  • Project Type Self Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Tracker Rate - 75% LTV
  • Initial Rate4.27% (SVR +0.82% for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate3.45%
  • Overall cost for comparison3.90%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.80% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.74%

  • Product IDSB02/V
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.74%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.20%
  • Overall Cost for comparison5.75%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.74% (-0.46% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.20%
  • Overall cost for comparison5.51%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build (COST based releases)
  • Lenders Application FeeN/A
  • Lenders Completion Fee£199
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 3.99%

  • Product IDPUR46034
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.99%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.74%
  • Overall Cost for comparison5.75%
  • Early Repayment Charges1 year
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate (Purchase Only) - 80% LTV
  • Initial Rate3.99% (-1.75% discount for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.74%
  • Overall cost for comparison5.75%
  • Max Loan Size£500,000
  • Stage Payment Percentages
  • Lenders Application Fee£199
  • Lenders Completion Fee£1,000
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 3.99%

  • Product IDREM46035
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.99%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.74%
  • Overall Cost for comparison5.75%
  • Early Repayment Charges1 year
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate (Remortgage Only) - 80% LTV
  • Initial Rate3.99% (-1.75% discount for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.74%
  • Overall cost for comparison5.75%
  • Max Loan Size£500,000
  • Stage Payment Percentages
  • Lenders Application Fee£199
  • Lenders Completion Fee£1,000
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first year
  • Valuation FeeBased on final value

Advance 3 Year Discount Rate - 4.69%

  • Product IDRDD064
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.69%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.44%
  • Overall Cost for comparison5.72%
  • Early Repayment Charges3 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 80% LTV
  • Initial Rate4.69% (-0.75% discount for 3 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate5.44%
  • Overall cost for comparison5.72%
  • Max Loan Size£600,000
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first 2 years, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 5.09%

  • Product IDSB19
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.09%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.79%
  • Early Repayment Charges2 years
  • Project Type Self Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate5.09% (-0.15% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.79%
  • Max Loan Size£500,0000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.99%

  • Product IDSB16
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.99%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Self Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.99% (-0.25% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.77%
  • Max Loan Size£500,0000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 3.99%

  • Product IDSTD40
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.99%
  • Duration of Initial Rate2 years
  • Subsequent RateMVR currently 5.79%
  • Overall Cost for comparison5.99%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate3.99% (-1.80% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.79%
  • Overall cost for comparison5.99%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,500
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.49%

  • Product IDSTD41
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.49%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.79%
  • Overall Cost for comparison5.95%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.49% (-1.30% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.79%
  • Overall cost for comparison5.95%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion FeeNil
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.15%

  • Product IDSTD42
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.15%
  • Duration of Initial Rate2 Years
  • Subsequent RateMVR currently 5.79%
  • Overall Cost for comparison6.11%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.15% (-1.64% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.79%
  • Overall cost for comparison6.11%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,500
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 5.20%

  • Product IDSTD43
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.2%
  • Duration of Initial Rate2 years
  • Subsequent RateMVR currently 5.79%
  • Overall Cost for comparison6.17%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate5.20% (-0.59% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.79%
  • Overall cost for comparison6.17%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion FeeNil
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.25%

  • Product IDSBD02/60012
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.25%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.34%
  • Overall Cost for comparison5.5%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.25% (-1.09% discount for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.34%
  • Overall cost for comparison5.50%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 1 Year Discount Rate - 3.95%

  • Product IDSBD02/60010
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.95%
  • Duration of Initial Rate1 year
  • Subsequent RateSVR currently 5.34%
  • Overall Cost for comparison5.5%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type1 Year Discount Rate - 80% LTV
  • Initial Rate3.95% (-1.39% discount for 1 year)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate1 year
  • Subsequent Rate5.34%
  • Overall cost for comparison5.50%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.64%

  • Product IDRDD070
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %4.64%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.44%
  • Overall Cost for comparison5.76%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 85% LTV
  • Initial Rate4.64% (-0.80% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.44%
  • Overall cost for comparison5.76%
  • Max Loan Size£600,000
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate Mortgage - 4.44%

  • Product IDRDD069
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.44%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.44%
  • Overall Cost for comparison5.73%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.44% (-1.00% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 Years
  • Subsequent RateSVR currently 5.44%
  • Overall cost for comparison5.73%
  • Max Loan Size£600,000
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Arrears Standard Variable Rate - 5.75%

  • Product IDSLB004
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.75%
  • Duration of Initial RateTerm
  • Subsequent RateSVR currently 5.75%
  • Overall Cost for comparison6.38%
  • Early Repayment Charges2 Years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeStandard Variable Rate - 80% LTV
  • Initial Rate5.75% (SVR for the term of the mortgage)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial RateTerm
  • Subsequent RateSVR currently 5.75%
  • Overall cost for comparison6.38%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Advance 3 Year Discount Rate Mortgage - 4.89%

  • Product IDRDD052
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %4.89%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.44%
  • Overall Cost for comparison5.76%
  • Early Repayment Charges3 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 85% LTV
  • Initial Rate4.89% (-0.55% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.44%
  • Overall cost for comparison5.76%
  • Max Loan Size£600,000
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first 2 years, then 2% the following year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate (Wind & Watertight) - 4.74%

  • Product IDSTD45 WWT
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.74%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.79%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate (Wind & Watertight) - 80% LTV
  • Initial Rate4.74% (-1.05% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.79%
  • Overall cost for comparison5.80%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 5.14%

  • Product IDBSD006
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %5.14%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.5%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate5.14% (-0.10% for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.50%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.99%

  • Product IDBSD005
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.99%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.5%
  • Early Repayment Charges2 Years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.99% (-0.25% for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.24%
  • Overall cost for comparison5.50%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value