Mortgage Product List | Mortgage Products | BuildStore

Mortgages & Finance

Product List

One of our key achievements is the access to funding we've created through specially tailored products, delivered by a panel of leading mortgage lenders and exclusive to BuildStore Mortgage Services.

Please take a moment to familiarise yourself with our stage payment types and their benefits. BuildStore offers Cost Based Mortgages and Valuation Based Mortgages. The right mortgage for you will depend on your individual circumstances and project.

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Arrears Fixed Rate until 01/04/23 - 4.49%

  • Product IDMZF017
  • Mortgage TypeFixed Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.49%
  • Duration of Initial Rate4.49% until 01/04/23, reverting to 4.24% (VMR less 1.50%) for the rest of the term
  • Subsequent RateSVR currently 5.74%
  • Overall Cost for comparison4.7%
  • Early Repayment ChargesDescending - 2% 1st year & 1% 2nd year
  • Project Type Self Build, Conversion
  • Mortgage TypeFixed rate until 01/04/23 - 80% LTV
  • Initial Rate4.49%
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate4.49% until 01/04/23, reverting to 4.24% (VMR less 1.50%) for the rest of the term
  • Subsequent Rate5.74%
  • Overall cost for comparison4.7%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeDescending - 2% 1st year & 1% 2nd year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.19%

  • Product IDMZD006
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.19%
  • Duration of Initial Rate4.19% for 2 years, reverting to 4.24% (VMR less 1.50%) for the rest of the term
  • Subsequent RateSVR currently 5.74%
  • Overall Cost for comparison4.6%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Conversion
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.19%
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate4.19% for 2 years, reverting to 4.24% (VMR less 1.50%) for the rest of the term
  • Subsequent Rate5.74%
  • Overall cost for comparison4.6%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance Standard Variable Rate - 5.35%

  • Product IDSBA006
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.35%
  • Duration of Initial RateTerm
  • Subsequent RateSVR currently 5.35%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeStandard Variable Rate - 80% LTV
  • Initial Rate5.35% (SVR for the term of the mortgage)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateTerm
  • Subsequent Rate5.35%
  • Overall cost for comparison5.80%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1% of the loan
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears Discounted Variable Rate - 5.09%

  • Product IDSBL007
  • Mortgage TypeDiscounted Variable Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.09%
  • Duration of Initial RateTerm
  • Subsequent RateSVR currently 5.35%
  • Overall Cost for comparison6.05%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage TypeDiscounted Variable Rate - 80% LTV
  • Initial Rate5.09% (-0.26% discount off SVR for the term of mortgage)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial RateTerm
  • Subsequent Rate5.35%
  • Overall cost for comparison6.05%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1% of the loan
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.49%

  • Product IDSBA009
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.49%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.35%
  • Overall Cost for comparison5.6%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.49% (-0.86% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.35%
  • Overall cost for comparison5.60%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance within the first 2 years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.09%

  • Product IDSBL005
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.09%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.35%
  • Overall Cost for comparison5.95%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.09% (-1.26% discount for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.35%
  • Overall cost for comparison5.95%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Advance 1 Year Discount Rate - 4.49%

  • Product IDSBA008
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.49%
  • Duration of Initial Rate1 year
  • Subsequent RateSVR currently 5.35%
  • Overall Cost for comparison5.6%
  • Early Repayment Charges1 year
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type1 Year Discount Rate - 80% LTV
  • Initial Rate4.49% (-0.86% discount for 1 year)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate1 year
  • Subsequent Rate5.35%
  • Overall cost for comparison5.60%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1% of the loan
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for 1 year
  • Valuation FeeBased on final value

Arrears 1 Year Discount Rate - 4.39%

  • Product IDSBL006
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.39%
  • Duration of Initial Rate1 year
  • Subsequent RateSVR currently 5.35%
  • Overall Cost for comparison6.04%
  • Early Repayment Charges1 year
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type1 Year Discount Rate - 80% LTV
  • Initial Rate4.39% (-0.96% discount for 1 year)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage is complete. Learn more about Cost Based Mortgages

  • Duration of Initial Rate1 year
  • Subsequent Rate5.35%
  • Overall cost for comparison6.04%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1% of the loan
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for 1 year
  • Valuation FeeBased on final value

Arrears 5 Year Stepped/Discount Rate - 4.99%

  • Product IDSBBS9
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.99%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.89%
  • Overall Cost for comparison6.2%
  • Early Repayment ChargesN/A
  • Project Type Self Build
  • Mortgage Type5 Year Stepped/Discount Rate - 75% LTV
  • Initial Rate4.99% (-0.90% discount for 3 years, reverting to -1.65% discount for further 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate5.89%
  • Overall cost for comparison6.20%
  • Max Loan Size£750,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£800
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 5 Year Stepped/Discount Rate - 4.29%

  • Product IDSBBS10
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.29%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.89%
  • Overall Cost for comparison6.2%
  • Early Repayment Charges2 years
  • Project Type Self Build
  • Mortgage Type5 Year Stepped/Discount Rate - 75% LTV
  • Initial Rate4.29% (-1.60% discount for 3 years, reverting to -1.65% discount for further 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate5.89%
  • Overall cost for comparison6.20%
  • Max Loan Size£750,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£800
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.35%

  • Product IDRDD072
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %4.35%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 85% LTV
  • Initial Rate4.35% (-0.55% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.77%
  • Max Loan Size£300,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.35%

  • Product IDRDD072
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.35%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.35% (-0.55% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.77%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.35%

  • Product IDRDD072
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.35%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.35% (-0.55% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.77%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.15%

  • Product IDRDD071
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.15%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.15% (-0.75% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.77%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.15%

  • Product IDRDD071
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.15%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.15% (-0.75% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.77%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Arrears Discount Rate until 31/10/22 - 4.64%

  • Product IDD459
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value70%
  • Initial Rate %4.64%
  • Duration of Initial RateDiscount until 31/10/22
  • Subsequent RateSVR currently 5.30%
  • Overall Cost for comparison6.02%
  • Early Repayment ChargesUntil 31/10/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeDiscount Rate until 31/10/22 - 70% LTV
  • Initial Rate4.64% (-0.66% discount until 31/10/22)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateDiscount until 31/10/22
  • Subsequent Rate5.30%
  • Overall cost for comparison6.02%
  • Max Loan Size£1,000,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance until 31/10/22
  • Valuation FeeBased on final value

Arrears Discount Rate until 31/10/22 - 4.64%

  • Product IDD459
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.64%
  • Duration of Initial RateDiscount until 31/10/22
  • Subsequent RateSVR currently 5.30%
  • Overall Cost for comparison6.02%
  • Early Repayment ChargesUntil 31/10/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeDiscount Rate until 31/10/22 - 80% LTV
  • Initial Rate4.64% (-0.66% discount until 31/10/22)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateDiscount until 31/10/22
  • Subsequent Rate5.30%
  • Overall cost for comparison6.02%
  • Max Loan Size£750,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance until 31/10/22
  • Valuation FeeBased on final value

Advance Discount Rate until 31/10/22 - 4.84%

  • Product IDD460
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value70%
  • Initial Rate %4.84%
  • Duration of Initial RateDiscount until 31/10/22
  • Subsequent RateSVR currently 5.30%
  • Overall Cost for comparison5.69%
  • Early Repayment ChargesUntil 31/10/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeDiscount Rate until 31/10/22 - 70% LTV
  • Initial Rate4.84% (-0.46% discount until 31/10/22)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateDiscount until 31/10/22
  • Subsequent Rate5.30%
  • Overall cost for comparison5.69%
  • Max Loan Size£1,000,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance until 31/10/22
  • Valuation FeeBased on final value

Advance Discount Rate until 31/10/22 - 4.84%

  • Product IDD460
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.84%
  • Duration of Initial RateDiscount until 31/10/22
  • Subsequent RateSVR currently 5.30%
  • Overall Cost for comparison5.69%
  • Early Repayment ChargesUntil 31/10/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeDiscount Rate until 31/10/22 - 80% LTV
  • Initial Rate4.84% (0.46% discount until 31/10/22)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateDiscount until 31/10/22
  • Subsequent Rate5.30%
  • Overall cost for comparison5.69%
  • Max Loan Size£750,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance until 31/10/22
  • Valuation FeeBased on final value

Arrears Fixed Rate until 31/12/22 - 5.69%

  • Product IDCUST101
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.69%
  • Duration of Initial RateUntil 31/12/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment ChargesUntil 31/12/22
  • Project Type Custom Build
  • Mortgage TypeFixed Rate until 31/12/22 - 80% LTV
  • Initial Rate5.69% until 31/12/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 31/12/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateUntil 31/12/22
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 31/12/21, then 1% of the loan to be paid until 31/12/22
  • Valuation FeeBased on final value

Arrears Fixed Rate until 31/12/22 - 6.09%

  • Product IDCUST111
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %6.09%
  • Duration of Initial RateUntil 31/12/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesUntil 31/12/22
  • Project Type Custom Build
  • Mortgage TypeFixed Rate until 31/12/22 - 80% LTV
  • Initial Rate6.09% until 31/12/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 31/12/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateUntil 31/12/22
  • Subsequent Rate5.99%
  • Overall cost for comparison5.80%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£nil
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance Fixed Rate until 31/12/22 - 6.09%

  • Product IDCUST115
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %6.09%
  • Duration of Initial RateUntil 31/12/2022
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Custom Build
  • Mortgage TypeFixed Rate until 31/12/22 - 80% LTV
  • Initial Rate6.09% until 31/12/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 31/12/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateUntil 31/12/22
  • Subsequent Rate5.99%
  • Overall cost for comparison5.80%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£nil
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance Fixed Rate until 31/12/22 - 5.79%

  • Product IDCUST107
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.79%
  • Duration of Initial RateUntil 31/12/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment Chargesuntil 31/12/22
  • Project Type Custom Build
  • Mortgage TypeFixed Rate until 31/12/22 - 80% LTV
  • Initial Rate5.79% until 31/12/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 31/12/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateUntil 31/12/22
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 31/12/21, then 1% of the loan to be paid until 31/12/22
  • Valuation FeeBased on final value

Arrears Fixed Rate until 31/12/22 - 5.69%

  • Product IDSELF116
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.69%
  • Duration of Initial RateUntil 31/12/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment ChargesUntil 31/12/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeFixed Rate until 31/12/22 - 80% LTV
  • Initial Rate5.69% until 31/12/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 31/12/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateUntil 31/12/22
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 31/12/21, then 1% of the loan to be paid until 31/12/22
  • Valuation FeeBased on final value

Arrears Fixed Rate until 31/12/22 - 6.09%

  • Product IDSELF128
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %6.09%
  • Duration of Initial RateUntil 31/12/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeFixed Rate until 31/12/22 - 80% LTV
  • Initial Rate6.09% until 31/12/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 31/12/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateUntil 31/12/22
  • Subsequent Rate6.09%
  • Overall cost for comparison5.80%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance Fixed Rate until 31/12/22 - 6.09%

  • Product IDSELF132
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %6.09%
  • Duration of Initial RateUntil 31/12/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeFixed Rate until 31/12/22 - 80% LTV
  • Initial Rate6.09% until 31/12/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 31/12/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateUntil 31/12/22
  • Subsequent Rate5.99%
  • Overall cost for comparison5.80%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance Fixed Rate until 31/12/22 - 5.79%

  • Product IDSELF120
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.79%
  • Duration of Initial RateUntil 31/12/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment ChargesUntil 31/12/22
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeFixed Rate until 31/12/22 - 80% LTV
  • Initial Rate5.79% until 31/12/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 31/12/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateUntil 31/12/22
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£995
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 31/12/21, then 1% of the loan to be paid until 31/12/22
  • Valuation FeeBased on final value

Arrears Fixed Rate until 31/12/22 - 5.89%

  • Product IDSELF124
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.89%
  • Duration of Initial RateUntil 31/12/22
  • Subsequent RateSVR currently 5.99%
  • Overall Cost for comparison5.7%
  • Early Repayment ChargesUntil 31/12/22
  • Project Type Self Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeFixed Rate until 31/12/22 - 80% LTV
  • Initial Rate5.89% until 31/12/22, reverting to a 1.50% discount from SVR (current pay rate 4.49%) until 31/12/25, reverting to lender SVR in year 5
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateUntil 31/12/22
  • Subsequent Rate5.99%
  • Overall cost for comparison5.70%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 31/12/21 then 1% of the loan to be paid until 31/12/22
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.34%

  • Product IDSB31
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.34%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.74%
  • Overall Cost for comparison5.69%
  • Early Repayment Charges2 years
  • Project Type Custom Build
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.34% (-0.40% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.74%
  • Overall cost for comparison5.69%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application Fee£0
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.79%

  • Product IDRDF015
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %4.79%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.79%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 85% LTV
  • Initial Rate4.79% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.79%
  • Max Loan Size£300,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.79%

  • Product IDRDF015
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.79%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.79%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 80% LTV
  • Initial Rate4.79% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.79%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.79%

  • Product IDRDF015
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.79%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.79%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 75% LTV
  • Initial Rate4.79% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.79%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.69%

  • Product IDRDF014
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.69%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 80% LTV
  • Initial Rate4.69% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.77%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.69%

  • Product IDRDF014
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.69%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 75% LTV
  • Initial Rate4.69% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.77%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.14%

  • Product IDSB25
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.14%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.74%
  • Overall Cost for comparison5.69%
  • Early Repayment Charges2 years
  • Project Type Self Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.14% (-0.60% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.74%
  • Overall cost for comparison5.69%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.64%

  • Product IDVD009
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.64%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall Cost for comparison5.1%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.64% (-0.30% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.94%
  • Overall cost for comparison5.10%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£0
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.39%

  • Product IDVD010
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.39%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall Cost for comparison5.1%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.39% (-0.55% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.94%
  • Overall cost for comparison5.10%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£0
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 3 Year Discount Rate - 4.64%

  • Product IDIS816
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.64%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.8%
  • Early Repayment Charges1 year
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 80% LTV
  • Initial Rate4.64% (-0.60% discount for 3 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.80%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£115
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge1.10% of the redemption balance for first year
  • Valuation FeeBased on final value

Arrears 3 Year Discount Rate - 4.64%

  • Product IDIS817
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value70%
  • Initial Rate %4.64%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.8%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 70% LTV
  • Initial Rate4.64% (-0.6% discount for 3 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.80%
  • Max Loan Size£1,000,000
  • Stage Payment Percentages75% land and 75% build
  • Lenders Application Fee£115
  • Lenders Completion Fee1% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge0.6% of the redemption balance for 2 years
  • Valuation FeeBased on final value

Advance 2 Year Variable Rate - 5.50%

  • Product IDSB01/V
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.5%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.20%
  • Overall Cost for comparison5.75%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeAdvance 2 Year Variable Rate - 80% LTV
  • Initial Rate5.50% (SVR +0.30% for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.20%
  • Overall cost for comparison5.75%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£199
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 5.04%

  • Product IDRDF018
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %5.04%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.44%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 85% LTV
  • Initial Rate5.04% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.44%
  • Max Loan Size£300,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 5.04%

  • Product IDRDF018
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.04%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.44%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 80% LTV
  • Initial Rate5.04% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.44%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 5.04%

  • Product IDRDF018
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %5.04%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.44%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 75% LTV
  • Initial Rate5.04% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.44%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Arrears 3 Year Variable Rate - 5.89%

  • Product IDIS818
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.89%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.9%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Renovation, Conversion
  • Mortgage Type3 Year Variable Rate - 80% LTV
  • Initial Rate5.89% (SVR +0.65% for 3 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.90%
  • Max Loan Size£600,000
  • Stage Payment Percentages75% land and 75% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£0
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 3 Year Variable Rate - 5.89%

  • Product IDIS761
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.89%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.74%
  • Overall Cost for comparison6%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Variable Rate - 80% LTV
  • Initial Rate5.89% (+0.15% for 3 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate5.74%
  • Overall cost for comparison6.00%
  • Max Loan Size£600,000
  • Stage Payment Percentages75% land and 75% build
  • Lenders Application FeeN/A
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.94%

  • Product IDRDF017
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.94%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison6.05%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 80% LTV
  • Initial Rate4.94% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison6.05%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.94%

  • Product IDRDF017
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.94%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison6.05%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 75% LTV
  • Initial Rate4.94% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison6.05%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Arrears 2 Year Tracker Rate - 3.77%

  • Product IDSB01/S
  • Mortgage TypeTracker Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %3.77%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 2.95%
  • Overall Cost for comparison3.25%
  • Early Repayment Charges2 years
  • Project Type Self Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Tracker Rate - 75% LTV
  • Initial Rate3.77% (SVR +0.82% for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate2.95%
  • Overall cost for comparison3.25%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.80% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.74%

  • Product IDSB02/V
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.74%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.20%
  • Overall Cost for comparison5.75%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.74% (-0.46% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.20%
  • Overall cost for comparison5.51%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build (COST based releases)
  • Lenders Application FeeN/A
  • Lenders Completion Fee£199
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 3.99%

  • Product IDPUR46050
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.99%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.74%
  • Overall Cost for comparison5.75%
  • Early Repayment Charges1 year
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate (Purchase Only) - 80% LTV
  • Initial Rate3.99% (-1.75% discount for 2 years), reverting to 4.74% (SVR -1.00%) for 36 months
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.74%
  • Overall cost for comparison5.75%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£750
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 3.99%

  • Product IDREM46051
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.99%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.74%
  • Overall Cost for comparison5.75%
  • Early Repayment Charges1 year
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate (Remortgage Only) - 80% LTV
  • Initial Rate3.99% (-1.75% discount for 2 years), reverting to 4.74% (SVR -1.00%) for 36 months
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.74%
  • Overall cost for comparison5.75%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£750
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first year
  • Valuation FeeBased on final value

Advance 3 Year Discount Rate - 4.15%

  • Product IDRDD064
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.15%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.72%
  • Early Repayment Charges3 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 80% LTV
  • Initial Rate4.15% (-0.75% discount for 3 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.72%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first 2 years, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.34%

  • Product IDSB26
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.34%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.74%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Self Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.34% (-0.40% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.74%
  • Overall cost for comparison5.77%
  • Max Loan Size£600,0000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 3.79%

  • Product IDSTD52
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.79%
  • Duration of Initial Rate2 years
  • Subsequent RateMVR currently 5.14%
  • Overall Cost for comparison5.99%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate3.79% (-1.35% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.79%
  • Overall cost for comparison5.99%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,500
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.29%

  • Product IDSTD53
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.29%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.14%
  • Overall Cost for comparison5.95%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.29% (-0.85% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.14%
  • Overall cost for comparison5.95%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£0
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 3.95%

  • Product IDSTD57
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %3.95%
  • Duration of Initial Rate2 Years
  • Subsequent RateMVR currently 5.14%
  • Overall Cost for comparison6.11%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate3.95% (-1.19% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.14%
  • Overall cost for comparison6.11%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,500
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.99%

  • Product IDSTD58
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.99%
  • Duration of Initial Rate2 years
  • Subsequent RateMVR currently 5.14%
  • Overall Cost for comparison6.17%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.99% (-0.15% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.14%
  • Overall cost for comparison6.17%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£0
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.05%

  • Product IDSBD02/60013
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.05%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.34%
  • Overall Cost for comparison5.4%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.05% (-1.29% discount for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.34%
  • Overall cost for comparison5.40%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 1 Year Discount Rate - 3.75%

  • Product IDSBD02/60014
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.75%
  • Duration of Initial Rate1 year
  • Subsequent RateSVR currently 5.34%
  • Overall Cost for comparison5.5%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type1 Year Discount Rate - 80% LTV
  • Initial Rate3.75% (-1.59% discount for 1 year)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate1 year
  • Subsequent Rate5.34%
  • Overall cost for comparison5.50%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 3 Year Discount Rate - 4.15%

  • Product IDRDD064
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.15%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.72%
  • Early Repayment Charges3 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 75% LTV
  • Initial Rate4.15% (-0.75% discount for 3 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.72%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first 2 years, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.29%

  • Product IDSTD59
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.29%
  • Duration of Initial Rate2 years
  • Subsequent RateMVR currently 5.14%
  • Overall Cost for comparison6.17%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.29% (-0.85% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.14%
  • Overall cost for comparison6.17%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,500
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 5.09%

  • Product IDSTD62
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.09%
  • Duration of Initial Rate2 Years
  • Subsequent RateMVR currently 5.14%
  • Overall Cost for comparison6.11%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 80% LTV
  • Initial Rate5.09% (fixed for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.14%
  • Overall cost for comparison6.11%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,500
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 5.79%

  • Product IDSTD63
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.79%
  • Duration of Initial Rate2 Years
  • Subsequent RateMVR currently 5.14%
  • Overall Cost for comparison6.11%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 80% LTV
  • Initial Rate5.79% (fixed for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.14%
  • Overall cost for comparison6.11%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£0
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 3.99%

  • Product IDSTD54
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.99%
  • Duration of Initial Rate2 years
  • Subsequent RateMVR currently 5.14%
  • Overall Cost for comparison5.99%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate3.99% (-1.15% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.14%
  • Overall cost for comparison5.99%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,500
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 2 Year Fixed Rate - 4.89%

  • Product IDSTD60
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.89%
  • Duration of Initial Rate2 Years
  • Subsequent RateMVR currently 5.14%
  • Overall Cost for comparison6.11%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 80% LTV
  • Initial Rate4.89% (fixed for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.14%
  • Overall cost for comparison6.11%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,500
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 2 Year Fixed Rate - 5.69%

  • Product IDSTD61
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.69%
  • Duration of Initial Rate2 Years
  • Subsequent RateMVR currently 5.14%
  • Overall Cost for comparison6.11%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 80% LTV
  • Initial Rate5.69% (fixed for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.14%
  • Overall cost for comparison6.11%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£0
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.35%

  • Product IDSBDC1/63002
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.35%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.34%
  • Overall Cost for comparison5.4%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.35% (0.99% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.34%
  • Overall cost for comparison5.40%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the total amount advanced during the product period
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.10%

  • Product IDRDD070
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %4.1%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.76%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 85% LTV
  • Initial Rate4.10% (-0.80% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall cost for comparison5.76%
  • Max Loan Size£300,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.10%

  • Product IDRDD070
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.1%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.76%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.10% (-0.80% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall cost for comparison5.76%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.10%

  • Product IDRDD070
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.1%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.76%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.10% (-0.80% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall cost for comparison5.76%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate Mortgage - 3.90%

  • Product IDRDD069
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %3.9%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.73%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate3.90% (-1.00% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 Years
  • Subsequent RateSVR currently 4.90%
  • Overall cost for comparison5.73%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate Mortgage - 3.90%

  • Product IDRDD069
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %3.9%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.73%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate3.90% (-1.00% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 Years
  • Subsequent RateSVR currently 4.90%
  • Overall cost for comparison5.73%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Arrears Standard Variable Rate - 5.75%

  • Product IDSLB004
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.75%
  • Duration of Initial RateTerm
  • Subsequent RateSVR currently 5.75%
  • Overall Cost for comparison6.38%
  • Early Repayment Charges2 Years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeStandard Variable Rate - 80% LTV
  • Initial Rate5.75% (SVR for the term of the mortgage)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial RateTerm
  • Subsequent RateSVR currently 5.75%
  • Overall cost for comparison6.38%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Advance 3 Year Discount Rate - 4.35%

  • Product IDRDD052
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.35%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.76%
  • Early Repayment Charges3 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 80% LTV
  • Initial Rate4.35% (-0.55% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall cost for comparison5.76%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first 2 years, then 2% the following year
  • Valuation FeeBased on final value

Advance 3 Year Discount Rate - 4.35%

  • Product IDRDD052
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.35%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.76%
  • Early Repayment Charges3 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 75% LTV
  • Initial Rate4.35% (-0.55% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall cost for comparison5.76%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first 2 years, then 2% the following year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate (Wind & Watertight) - 4.54%

  • Product IDSTD56 WWT
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.54%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.14%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate (Wind & Watertight) - 80% LTV
  • Initial Rate4.54% (-0.60% discount for 2 years, reverting to lender MVR)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.14%
  • Overall cost for comparison5.80%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate (£1,500 cashback) - 4.29%

  • Product IDSTD55
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.29%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.14%
  • Overall Cost for comparison5.8%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate (£1,500 cashback) - 80% LTV
  • Initial Rate4.29% (-0.85% discount for 2 years, reverting to lender MVR)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.14%
  • Overall cost for comparison5.80%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,199
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.89%

  • Product IDVD012
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.89%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall Cost for comparison5.2%
  • Early Repayment Charges2 Years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.89% (-0.05% for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall cost for comparison5.20%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£0
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 5.39%

  • Product IDVD011
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %5.39%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall Cost for comparison5.3%
  • Early Repayment Charges2 Years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate5.39% (0.45% above SVR for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall cost for comparison5.30%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£0
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 2 Year Variable Rate - 5.14%

  • Product IDVD013
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %5.14%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall Cost for comparison5.3%
  • Early Repayment Charges2 Years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate5,14% (0.20% above SVR for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall cost for comparison5.30%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£0
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.54%

  • Product IDVD014
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.54%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall Cost for comparison5.2%
  • Early Repayment Charges2 Years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.54% (-0.40% for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall cost for comparison5.20%
  • Max Loan Size£600,000
  • Stage Payment Percentages75% land and 75% build
  • Lenders Application Fee£0
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value