Mortgage Product List | Self Build Mortgage Products | BuildStore
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Mortgages & Finance

Product List

One of our key achievements is the access to funding we've created through specially tailored products, delivered by a panel of leading mortgage lenders and exclusive to BuildStore Mortgage Services.

Please take a moment to familiarise yourself with our stage payment types and their benefits. BuildStore offers Cost Based Mortgages and Valuation Based Mortgages. The right mortgage for you will depend on your individual circumstances and project.

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Arrears 3 Year Discount Rate - 4.20%

  • Product IDSBBS11
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.2%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.89% for remainder of term
  • Overall Cost for comparison6%
  • Early Repayment Charges2% of the outstanding balance in the first two years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 75% LTV
  • Initial Rate4.20% (-1.69% discount for 3 years) (floor rate 4.20)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.89% for remainder of term
  • Overall cost for comparison6.00%
  • Max Loan Size£750,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£999
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first two years
  • Valuation FeeBased on final value

Arrears 3 Year Discount Rate - 4.99%

  • Product IDSBBS12
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.99%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.89% for remainder of term
  • Overall Cost for comparison6%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 75% LTV
  • Initial Rate4.20% (-0.90% discount for 3 years) (floor rate 4.99)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.89% for remainder of term
  • Overall cost for comparison6.00%
  • Max Loan Size£750,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£800
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 3 Year Discount Rate - 4.20% copy

  • Product IDSBBS11
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.2%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.89% for remainder of term
  • Overall Cost for comparison6%
  • Early Repayment Charges2% of the outstanding balance in the first two years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 75% LTV
  • Initial Rate4.20% (-1.69% discount for 3 years) (floor rate 4.20)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.89% for remainder of term
  • Overall cost for comparison6.00%
  • Max Loan Size£750,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£999
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first two years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 3.79%

  • Product IDSB42
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.79%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.74%
  • Overall Cost for comparison4.8%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate3.79% (0.95% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.74%
  • Overall cost for comparison4.80%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first two years
  • Valuation FeeBased on final value

Arrears Fixed Rate until 31/03/2023 - 4.49%

  • Product IDMZF017
  • Mortgage TypeFixed Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.49%
  • Duration of Initial Rate4.49% until 31/03/23
  • Subsequent Rate4.24%, (VMR less 1.50%) for remainder of term
  • Overall Cost for comparison4.5%
  • Early Repayment Charges2 years
  • Project Type Self Build, Conversion
  • Mortgage TypeFixed Rate until 31/03/23
  • Initial Rate4.49%
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial RateFixed Rate until 31/03/2023
  • Subsequent Rate4.24% (VMR less 1.50% for rest of the term)
  • Overall cost for comparison4.5%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% on land and 80% on build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the loan to be paid until 31/03/22, then 1% of the loan to be paid until 31/03/23
  • Valuation FeeBased on final valuation

Arrears 2 Year Discount Rate - 4.14%

  • Product IDMZD008
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.14%
  • Duration of Initial Rate2 Years
  • Subsequent Rate4.24% (VMR less 1.50%)
  • Overall Cost for comparison4.6%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Conversion
  • Mortgage Type2 Year Discount Rate
  • Initial Rate4.14
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 Years
  • Subsequent Rate4.24% (VMR less 1.50%) for the rest of the term
  • Overall cost for comparison4.62%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% of land and 80% of build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£499
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final valuation

Advance 2 Year Discount Rate - 4.39%

  • Product IDSBAD1/63004
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.39%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.34%
  • Overall Cost for comparison5.5%
  • Early Repayment Charges2 years
  • Project Type Self Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.39% (-0.95% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.34%
  • Overall cost for comparison5.50%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeFinal re-inspection fee of £75 will be payable

Arrears 2 Year Discount Rate - 3.99%

  • Product IDMZD007
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.99%
  • Duration of Initial Rate4.99% for 2 years, -1.75% discount for 2 years reverting to 4.24% (VMR less 1.50%) for the rest of the term
  • Subsequent Rate4.24%
  • Overall Cost for comparison4.7%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Conversion
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate3.99%
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate3.99% for 2 years, reverting to 4.24% (VMR less 1.50%) for the rest of the term
  • Subsequent Rate4.24%
  • Overall cost for comparison4.6%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance Standard Variable Rate - 5.35%

  • Product IDSBA006
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.35%
  • Duration of Initial RateTerm
  • Subsequent RateSVR currently 5.35%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeStandard Variable Rate - 80% LTV
  • Initial Rate5.35% (SVR for the term of the mortgage)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateTerm
  • Subsequent Rate5.35%
  • Overall cost for comparison5.80%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1% of the loan
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears Discounted Variable Rate - 5.09%

  • Product IDSBL007
  • Mortgage TypeDiscounted Variable Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.09%
  • Duration of Initial RateTerm
  • Subsequent RateSVR currently 5.35%
  • Overall Cost for comparison6.05%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage TypeDiscounted Variable Rate - 80% LTV
  • Initial Rate5.09% (-0.26% discount off SVR for the term of mortgage)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial RateTerm
  • Subsequent Rate5.35%
  • Overall cost for comparison6.05%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1% of the loan
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.49%

  • Product IDSBA009
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.49%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.35%
  • Overall Cost for comparison5.6%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.49% (-0.86% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.35%
  • Overall cost for comparison5.60%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance within the first 2 years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.09%

  • Product IDSBL005
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.09%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.35%
  • Overall Cost for comparison5.95%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.09% (-1.26% discount for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.35%
  • Overall cost for comparison5.95%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.49%

  • Product IDSBL008
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.49%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.35%
  • Overall Cost for comparison5.95%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.49% (-0.86% discount for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.35%
  • Overall cost for comparison5.95%
  • Max Loan Size£1,000,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1% of the loan
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for 2 years
  • Valuation FeeBased on final value

Advance 1 Year Discount Rate - 4.49%

  • Product IDSBA008
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.49%
  • Duration of Initial Rate1 year
  • Subsequent RateSVR currently 5.35%
  • Overall Cost for comparison5.6%
  • Early Repayment Charges1 year
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type1 Year Discount Rate - 80% LTV
  • Initial Rate4.49% (-0.86% discount for 1 year)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate1 year
  • Subsequent Rate5.35%
  • Overall cost for comparison5.60%
  • Max Loan Size£500,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1% of the loan
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for 1 year
  • Valuation FeeBased on final value

Arrears 1 Year Discount Rate - 4.39%

  • Product IDSBL006
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.39%
  • Duration of Initial Rate1 year
  • Subsequent RateSVR currently 5.35%
  • Overall Cost for comparison6.04%
  • Early Repayment Charges1 year
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type1 Year Discount Rate - 80% LTV
  • Initial Rate4.39% (-0.96% discount for 1 year)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate1 year
  • Subsequent Rate5.35%
  • Overall cost for comparison6.04%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1% of the loan
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for 1 year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.10%

  • Product IDRDD095
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %4.1%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 85% LTV
  • Initial Rate4.10% (-0.80% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.77%
  • Max Loan Size£600,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 3.90%

  • Product IDRDD094
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %3.9%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges3% year 1, 2% year 2
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate3.90% (-1.00% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.77%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.15%

  • Product IDRDD071
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.15%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.15% (-0.75% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.77%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Arrears Discount Rate until 31/03/24 - 4.64%

  • Product IDD507
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value70%
  • Initial Rate %4.64%
  • Duration of Initial RateDiscount until 31/03/24
  • Subsequent RateSVR currently 5.30%
  • Overall Cost for comparison5.5%
  • Early Repayment ChargesUntil 31/03/24
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeDiscount Rate until 31/03/24 - 70% LTV
  • Initial Rate4.64% (-0.66% discount until 31/03/24)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateDiscount until 31/03/24
  • Subsequent Rate5.30%
  • Overall cost for comparison5.50%
  • Max Loan Size£1,000,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance until 31/03/24
  • Valuation FeeBased on final value

Advance Discount Rate until 31/03/24 - 4.84%

  • Product IDD508
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value70%
  • Initial Rate %4.84%
  • Duration of Initial RateDiscount until 30/03/24
  • Subsequent RateSVR currently 5.30%
  • Overall Cost for comparison5.6%
  • Early Repayment Charges2% of outstanding balance until Until 31/03/24
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeDiscount Rate until 31/03/24 - 70% LTV
  • Initial Rate4.84% (-0.46% discount until 30/11/23)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial RateDiscount until 31/03/24
  • Subsequent Rate5.30%
  • Overall cost for comparison5.60%
  • Max Loan Size£1,000,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance until 31/03/24
  • Valuation FeeBased on final value

Arrears 2 Year Variable Rate - 5.69%

  • Product IDCUST137
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %5.69%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 3.96%
  • Overall Cost for comparison4.4%
  • Early Repayment Charges1% of loan to be paid until 30/11/23
  • Project Type Custom Build
  • Mortgage Type2 year variable rate - 85% LTV
  • Initial RateSVR + 1.73% for 2 years, reverting to standard SVR of 3.96% for the rest of the term
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate3.96%
  • Overall cost for comparison4.40%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge1% of loan to be paid until 30/11/23
  • Valuation FeeBased on final value

Arrears 2 Year Variable Rate - 5.99%

  • Product IDCUST135
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %5.99%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 3.96%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Custom Build
  • Mortgage Type2 year variable rate - 85% LTV
  • Initial RateSVR + 2.03% for 2 years, reverting to lender SVR of 3.96% for the rest of the term
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate3.96%
  • Overall cost for comparison5.80%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£nil
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 2 Year Variable Rate - 5.99%

  • Product IDCUST140
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %5.99%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 3.96%
  • Overall Cost for comparison4.4%
  • Early Repayment ChargesN/A
  • Project Type Custom Build
  • Mortgage Type2 year variable rate - 85% LTV
  • Initial RateSVR + 2.03% for 2 years, reverting to lender SVR of 3.96% for the rest of the term
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate3.96%
  • Overall cost for comparison4.40%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 2 Year Variable Rate - 5.79%

  • Product IDCUST138
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %5.79%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 3.96%
  • Overall Cost for comparison4.4%
  • Early Repayment Charges1% of loan to be paid until 30/11/23
  • Project Type Custom Build
  • Mortgage Type2 year variable rate - 5.79%
  • Initial RateSVR + 1.83%for 2 years, reverting to lender SVR of 3.96% for the rest of the term
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate3.96%
  • Overall cost for comparison4.40%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£199
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge1% of loan to be paid until 30/11/23
  • Valuation FeeBased on final value

Arrears 2 Year Variable Rate - 5.69%

  • Product IDSELF170
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %5.69%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 3.96%
  • Overall Cost for comparison4.4%
  • Early Repayment Charges1% of loan to be paid until 31/03/24
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 year variable rate - 5.69%
  • Initial RateSVR + 1.73% for 2 years, reverting to lender SVR of 3.96% for the rest of the term
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate3.96%
  • Overall cost for comparison4.40%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£0
  • Lenders Completion Fee£1,199
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge1% of loan to be paid until 31/03/24
  • Valuation FeeBased on final value

Arrears 2 Year Variable Rate - 5.99%

  • Product IDSELF173
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %5.99%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 3.96%
  • Overall Cost for comparison4.4%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Variable Rate - 85% LTV
  • Initial RateSVR + 2.03% for 2 years, reverting to lender SVR of 3.96% for the rest of the term
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate3.96%
  • Overall cost for comparison4.40%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 2 Year Variable Rate - 5.99% copy

  • Product IDSELF172
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %5.99%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 3.96%
  • Overall Cost for comparison4.4%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Variable Rate - 85% LTV
  • Initial RateSVR + 2.03% for 2 years, reverting to lender SVR of 3.96% for the rest of the term
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate3.96%
  • Overall cost for comparison4.40%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 2 Year Variable Rate - 5.79%

  • Product IDSELF168
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %5.79%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 3.96%
  • Overall Cost for comparison4.4%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Variable Rate - 85% LTV
  • Initial RateSVR + 1.83% for 2 years , reverting to lender SVR of 3.96% for the rest of the term
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate3.96%
  • Overall cost for comparison4.40%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£0
  • Lenders Completion Fee£1,199
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge1% of loan to be paid until 31/03/24
  • Valuation FeeBased on final value

Arrears 2 Year Variable Rate - 5.89%

  • Product IDSELF165
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value85%
  • Initial Rate %5.89%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 3.96%
  • Overall Cost for comparison4.4%
  • Early Repayment Charges1% of loan to be paid until 31/03/24
  • Project Type Self Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeSVR + 1.93% for 2 years - 85% LTV
  • Initial RateSVR + 1.93% for 2 years, reverting to lender SVR of 3.96% for the rest of the term
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate3.96%
  • Overall cost for comparison4.40%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge1% of loan to be paid until 31/03/24
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.79%

  • Product IDRDF015
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %4.79%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.79%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 85% LTV
  • Initial Rate4.79% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.79%
  • Max Loan Size£300,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.79%

  • Product IDRDF015
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.79%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.79%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 80% LTV
  • Initial Rate4.79% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.79%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.79%

  • Product IDRDF015
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.79%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.79%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 75% LTV
  • Initial Rate4.79% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.79%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.69%

  • Product IDRDF014
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.69%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 80% LTV
  • Initial Rate4.69% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.77%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.69%

  • Product IDRDF014
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.69%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.77%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 75% LTV
  • Initial Rate4.69% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.77%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.59%

  • Product IDSB41
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.59%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.74%
  • Overall Cost for comparison5.69%
  • Early Repayment Charges2 years
  • Project Type Self Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.59% (-0.15% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.74%
  • Overall cost for comparison5.69%
  • Max Loan Size£1,000,000
  • Stage Payment Percentages75% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first two years
  • Valuation FeeBased on final value

Advance 2 Year Variable Rate - 4.89%

  • Product IDSB39
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.89%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.74%
  • Overall Cost for comparison5.69%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Variable Rate - 80% LTV
  • Initial Rate4.89% (0.15% above SVR for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.74%
  • Overall cost for comparison5.69%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance for the first two years
  • Valuation FeeBased on final value

Advance 2 Year Variable Rate - 4.45%

  • Product IDSB43
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.45%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.74%
  • Overall Cost for comparison5.69%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Variable Rate - 80% LTV
  • Initial Rate4.45% (0.29% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.74%
  • Overall cost for comparison5.69%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 2 Year Variable Rate - 5.50%

  • Product IDSB44
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.5%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.74%
  • Overall Cost for comparison5.69%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Variable Rate - 80% LTV
  • Initial Rate5.50% (0.76% above SVR for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.74%
  • Overall cost for comparison5.69%
  • Max Loan Size£600,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.64%

  • Product IDVD009
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.64%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall Cost for comparison5.1%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.64% (-0.30% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.94%
  • Overall cost for comparison5.10%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£0
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.39%

  • Product IDVD010
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.39%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall Cost for comparison5.1%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.39% (-0.55% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.94%
  • Overall cost for comparison5.10%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£0
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 3.80%

  • Product IDIS830
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value60%
  • Initial Rate %3.8%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.3%
  • Early Repayment Charges1 year
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 60% LTV
  • Initial Rate3.80% (-1.44% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.30%
  • Max Loan Size£600,000
  • Stage Payment Percentages50% land and 70% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee1% of the loan
  • Buildstore Fee£95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 3 Year Discount Rate - 4.79%

  • Product IDIS836
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.79%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.3%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Renovation, Conversion
  • Mortgage Type3 Year Discount Rate - 80% LTV
  • Initial Rate4.79% (-0.45% discount for 3 years) reverting to lender SVR of 5.24% for the rest of the term
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.30%
  • Max Loan Size£600,000
  • Stage Payment Percentages75% land and 75% build
  • Lenders Application FeeN/A
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 3 Year Discount Rate - 3.95%

  • Product IDIS833
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.95%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.3%
  • Early Repayment Charges1.29% of the redemption balance for 1st year
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 80% LTV
  • Initial Rate3.95% (-1.29% discount for 3 years) reverting to lender SVR of 5.24% for the rest of the term
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.30%
  • Max Loan Size£300,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£115
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge1.29% of the redemption balance for 1st year
  • Valuation FeeBased on final value

Arrears 3 Year Discount Rate - 4.14%

  • Product IDIS834
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.14%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.3%
  • Early Repayment Charges1.10% of the redemption balance for 1st year
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 80% LTV
  • Initial Rate4.14% (-1.10% discount for 3 years) reverting to lender SVR of 5.24% for the rest of the term
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.30%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£115
  • Lenders Completion Fee£1,499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge1.10% of the redemption balance for 1st year
  • Valuation FeeBased on final value

Arrears 3 Year Discount Rate - 4.35%

  • Product IDIS835
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value70%
  • Initial Rate %4.35%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 5.24%
  • Overall Cost for comparison5.3%
  • Early Repayment Charges0.89% of the redemption balance for 2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 70% LTV
  • Initial Rate4.35% (-0.89% discount for 3 years) reverting to lender SVR of 5.24% for the rest of the term
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate5.24%
  • Overall cost for comparison5.30%
  • Max Loan Size£600,001
  • Stage Payment Percentages75% land and 75% build
  • Lenders Application Fee£115
  • Lenders Completion Fee1% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge0.89% of the redemption balance for 2 years
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.15%

  • Product IDSB07
  • Mortgage TypeDiscounted Variable Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.15%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.20%
  • Overall Cost for comparison5.3%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeAdvance 2 Year Variable Rate - 80% LTV
  • Initial Rate4.15% (SVR - 1.05% for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.20%
  • Overall cost for comparison5.75%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£199
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 5.04%

  • Product IDRDF018
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %5.04%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.44%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 85% LTV
  • Initial Rate5.04% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.44%
  • Max Loan Size£300,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 5.04%

  • Product IDRDF018
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %5.04%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.44%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 80% LTV
  • Initial Rate5.04% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.44%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 5.04%

  • Product IDRDF018
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %5.04%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.44%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 75% LTV
  • Initial Rate5.04% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.44%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.94%

  • Product IDRDF017
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.94%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison6.05%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 80% LTV
  • Initial Rate4.94% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison6.05%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Fixed Rate - 4.94%

  • Product IDRDF017
  • Mortgage TypeFixed Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.94%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison6.05%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Fixed Rate - 75% LTV
  • Initial Rate4.94% (fixed for 2 years followed by SVR)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate4.90%
  • Overall cost for comparison6.05%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Arrears 2 Year Tracker Rate - 3.59%

  • Product IDSB02
  • Mortgage TypeTracker Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %3.59%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 2.95%
  • Overall Cost for comparison3.9%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate3.59% (SVR +0.64% for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate2.95%
  • Overall cost for comparison3.90%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build (COST based releases)
  • Lenders Application FeeN/A
  • Lenders Completion Fee0.80% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 3 Year Discount Rate - 4.15%

  • Product IDRDD064
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.15%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.72%
  • Early Repayment Charges3 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 80% LTV
  • Initial Rate4.15% (-0.75% discount for 3 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.72%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first 2 years, then 2% the following year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 3.59%

  • Product IDSTD52
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.59%
  • Duration of Initial Rate2 years
  • Subsequent RateMVR currently 5.14%
  • Overall Cost for comparison5.99%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate3.59% (-1.55% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.79%
  • Overall cost for comparison5.99%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,500
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.09%

  • Product IDSTD70
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.09%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.14%
  • Overall Cost for comparison5.95%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.09% (-1.05% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.14%
  • Overall cost for comparison5.95%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£0
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 3.75%

  • Product IDSTD72
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %3.75%
  • Duration of Initial Rate2 Years
  • Subsequent RateMVR currently 5.14%
  • Overall Cost for comparison6.11%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate3.75% (-1.39% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.14%
  • Overall cost for comparison6.11%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,500
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.79%

  • Product IDSTD58
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.79%
  • Duration of Initial Rate2 years
  • Subsequent RateMVR currently 5.14%
  • Overall Cost for comparison6.17%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.79% (-0.15% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.14%
  • Overall cost for comparison6.17%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£0
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.05%

  • Product IDSBD02/60013
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.05%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.34%
  • Overall Cost for comparison5.4%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.05% (-1.29% discount for 2 years)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.34%
  • Overall cost for comparison5.40%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 1 Year Discount Rate - 3.75%

  • Product IDSBD02/60014
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.75%
  • Duration of Initial Rate1 year
  • Subsequent RateSVR currently 5.34%
  • Overall Cost for comparison5.5%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type1 Year Discount Rate - 80% LTV
  • Initial Rate3.75% (-1.59% discount for 1 year)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial Rate1 year
  • Subsequent Rate5.34%
  • Overall cost for comparison5.50%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£499
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 3 Year Discount Rate - 4.15%

  • Product IDRDD064
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.15%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.72%
  • Early Repayment Charges3 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 75% LTV
  • Initial Rate4.15% (-0.75% discount for 3 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate3 years
  • Subsequent Rate4.90%
  • Overall cost for comparison5.72%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first 2 years, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.29%

  • Product IDSTD74
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.29%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.14%
  • Overall Cost for comparison5.2%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.29%
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate0.65% discount for 2 years, reverting to lender SVR of 5.14% for the rest of the term
  • Subsequent Rate5.14%
  • Overall cost for comparison5.2%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,500
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 3.95%

  • Product IDSTD71
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.95%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.14%
  • Overall Cost for comparison5.2%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate3.95%
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate1.19% discount for 2 years, reverting to lender SVR of 5.14% for the rest of the term
  • Subsequent Rate5.14%
  • Overall cost for comparison5.2%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,500
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.25%

  • Product IDSBDC1/63003
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.25%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.34%
  • Overall Cost for comparison5.5%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate4.25% (1.09% discount for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.34%
  • Overall cost for comparison5.50%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the total amount advanced during the product period
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 3.99%

  • Product IDSB06
  • Mortgage TypeDiscounted Variable Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.99%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.20%
  • Overall Cost for comparison5.3%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 85% LTV
  • Initial Rate3.99% (SVR - 1.21% for 2 years) reverting to lender SVR of 5.20% for the rest of the term
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent Rate5.20%
  • Overall cost for comparison3.25%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£199
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation Fee

Advance 2 Year Green Discount Rate (£750 cashback) - 4.29%

  • Product IDGSB04
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.29%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.14%
  • Overall Cost for comparison5.2%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Green Discount Rate - 80% LTV (£750 cashback)
  • Initial Rate4.29%
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate0.85% discount for 2 years, reverting to lender SVR of 5.14% for the rest of the term
  • Subsequent Rate5.14%
  • Overall cost for comparison5.2%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 85% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,500
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 2 Year Green Discount Rate (£750 cashback) - 3.95%

  • Product IDGSB03
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %3.95%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.14%
  • Overall Cost for comparison5.2%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Green Discount Rate - 80% LTV - (£750 cashback)
  • Initial Rate3.95%
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate1.19% discount for 2 years, reverting to lender SVR of 5.14% for the rest of the term
  • Subsequent Rate5.14%
  • Overall cost for comparison5.2%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,500
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 3.85%

  • Product IDRDD093
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value85%
  • Initial Rate %3.85%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.76%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 85% LTV
  • Initial Rate3.85% (-1.05% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall cost for comparison5.76%
  • Max Loan Size£600,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate Mortgage - 3.65%

  • Product IDRDD092
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %3.65%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.73%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate - 80% LTV
  • Initial Rate3.65% (-1.25% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 Years
  • Subsequent RateSVR currently 4.90%
  • Overall cost for comparison5.73%
  • Max Loan Size£600,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first year, then 2% the following year
  • Valuation FeeBased on final value

Arrears Standard Variable Rate - 5.75%

  • Product IDSLB004
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeValuation Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %5.75%
  • Duration of Initial RateTerm
  • Subsequent RateSVR currently 5.75%
  • Overall Cost for comparison6.38%
  • Early Repayment Charges2 Years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage TypeStandard Variable Rate - 80% LTV
  • Initial Rate5.75% (SVR for the term of the mortgage)
  • Stage Payment TypeValuation Based Arrears
    i
    Valuation Based Arrears

    Funds upfront to purchase your plot, and then after each stage of works is complete. Learn more about our Valuation Based Mortgages

  • Duration of Initial RateTerm
  • Subsequent RateSVR currently 5.75%
  • Overall cost for comparison6.38%
  • Max Loan Size£500,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance for the first 2 years
  • Valuation FeeBased on final value

Advance 3 Year Discount Rate - 4.35%

  • Product IDRDD052
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value80%
  • Initial Rate %4.35%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.76%
  • Early Repayment Charges3 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 80% LTV
  • Initial Rate4.35% (-0.55% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall cost for comparison5.76%
  • Max Loan Size£500,000 (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first 2 years, then 2% the following year
  • Valuation FeeBased on final value

Advance 3 Year Discount Rate - 4.35%

  • Product IDRDD052
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.35%
  • Duration of Initial Rate3 years
  • Subsequent RateSVR currently 4.90%
  • Overall Cost for comparison5.76%
  • Early Repayment Charges3 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type3 Year Discount Rate - 75% LTV
  • Initial Rate4.35% (-0.55% discount for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.90%
  • Overall cost for comparison5.76%
  • Max Loan Size£500,000+ (first time buyers restricted to maximum loan of £300,000)
  • Stage Payment Percentages95% land and 95% build
  • Lenders Application Fee£125
  • Lenders Completion Fee0.4% (minimum £599)
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge3% of the outstanding balance within the first 2 years, then 2% the following year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate (Wind & Watertight) - 4.54%

  • Product IDSTD56 WWT
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.54%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.14%
  • Overall Cost for comparison5.8%
  • Early Repayment ChargesN/A
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate (Wind & Watertight) - 80% LTV
  • Initial Rate4.54% (-0.60% discount for 2 years, reverting to lender MVR)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.14%
  • Overall cost for comparison5.80%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£999
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate (£1,500 cashback) - 4.29%

  • Product IDSTD55
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value80%
  • Initial Rate %4.29%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.14%
  • Overall Cost for comparison5.8%
  • Early Repayment Charges2 years
  • Project Type Self Build, Custom Build, Renovation, Conversion, Home Improvements
  • Mortgage Type2 Year Discount Rate (£1,500 cashback) - 80% LTV
  • Initial Rate4.29% (-0.85% discount for 2 years, reverting to lender MVR)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 5.14%
  • Overall cost for comparison5.80%
  • Max Loan Size£750,000
  • Stage Payment Percentages80% land and 80% build
  • Lenders Application FeeN/A
  • Lenders Completion Fee£1,199
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 4.89%

  • Product IDVD012
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %4.89%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall Cost for comparison5.2%
  • Early Repayment Charges2 Years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.89% (-0.05% for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall cost for comparison5.20%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£0
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Advance 2 Year Discount Rate - 5.39%

  • Product IDVD011
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %5.39%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall Cost for comparison5.3%
  • Early Repayment Charges2 Years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate5.39% (0.45% above SVR for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall cost for comparison5.30%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£0
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment ChargeN/A
  • Valuation FeeBased on final value

Advance 2 Year Variable Rate - 5.14%

  • Product IDVD013
  • Mortgage TypeStandard Variable Rate
  • Stage Payment TypeCost Based Advance
  • Max End Loan to Value75%
  • Initial Rate %5.14%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall Cost for comparison5.3%
  • Early Repayment Charges2 Years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate5,14% (0.20% above SVR for 2 years)
  • Stage Payment TypeCost Based Advance
    i
    Cost Based Advance

    Receive guaranteed stage payments based on your project costs, before each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall cost for comparison5.30%
  • Max Loan Size£600,000
  • Stage Payment Percentages85% land and 85% build
  • Lenders Application Fee£0
  • Lenders Completion FeeN/A
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value

Arrears 2 Year Discount Rate - 4.54%

  • Product IDVD014
  • Mortgage TypeDiscount Rate
  • Stage Payment TypeCost Based Arrears
  • Max End Loan to Value75%
  • Initial Rate %4.54%
  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall Cost for comparison5.2%
  • Early Repayment Charges2 Years
  • Project Type Self Build, Custom Build, Renovation, Conversion
  • Mortgage Type2 Year Discount Rate - 75% LTV
  • Initial Rate4.54% (-0.40% for 2 years)
  • Stage Payment TypeCost Based Arrears
    i
    Cost Based Arrears

    Receive guaranteed stage payments based on your project costs, after each build stage. Learn more about our Cost Based Mortgages

  • Duration of Initial Rate2 years
  • Subsequent RateSVR currently 4.94%
  • Overall cost for comparison5.20%
  • Max Loan Size£600,000
  • Stage Payment Percentages75% land and 75% build
  • Lenders Application Fee£0
  • Lenders Completion Fee0.5% of the loan
  • Buildstore Fee£295 - £95 payable on application, £200 payable on offer
  • Early Repayment Charge2% of the outstanding balance in the first year, reducing to 1% of the outstanding balance during the second year
  • Valuation FeeBased on final value