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Self Build Mortgage

Self Build Mortgages

Whether you are considering building your first self build dream home, or you’ve been down this route before, you’ll need funding in place at every stage of your self build project. BuildStore’s panel of 15 lenders can offer exclusive mortgage products for self and custom build to make your dream home a reality. We can help you find the best self build mortgage lender for your individual homebuilding project, and provide support and expert advice, from start to finish.

Self build mortgages differ from a standard residential mortgage because the funding is released in stages as the build progresses, rather than in one lump sum. Depending on your circumstances, the money required to fund each stage can be released in different ways – in arrears or in advance. BuildStore recommends discussing your finance options with one of our self build mortgage experts at the earliest possible stage of your project, where we’ll provide you with hands-on advice and support.

As a leading expert in self build mortgages, we work with our panel of mortgage lenders to provide you with a wide range of exclusive self build mortgage options, to help you find the funding solution that best meets your needs. Our lenders can offer up to 95% of land and build costs, and payments can be in advance or in arrears, depending on your project’s requirements and your own individual financial circumstances.

Our exclusive self build mortgages come with higher lending percentages, competitive rates, and many of our mortgage products offer guaranteed upfront stage payments based on your project costs. This gives you certainty in your budget, and removes the risk of down-valuation at any stage during your self build, which might result in you receiving less money than expected from the lender. This is known as a cost based self build mortgage and is exclusively available from BuildStore.

If you would like further assistance or support with a self build mortgage, please don’t hesitate to contact BuildStore directly. Our expert self build mortgage advisers will be available to discuss your project requirements in detail, and we will only ever recommend a self build mortgage product, once we fully understand your circumstances.