Mortgages & Finance
There are so many ways that BuildStore can help you plan your perfect home. We have expert staff to guide you, every step of the way.
It's never too early to speak to a mortgage adviser to get a good idea of your budget and our free plot finder tool. PlotSearch is a fantastic resource when it comes to finding land with planning permission, ready to build on.
You'll get a good idea of available mortgage products. You'll notice rates are a bit higher than for a standard house purchase mortgage, because of the additional risk to lenders. But, with BuildStore's lenders you can enjoy interest free payments throughout your build which keeps your costs to a minimum and you'll only pay interest in any case on funds, as they are drawn down, rather than the full amount. As soon as your build is complete, you can move to one of their lower standard mortgage rates.
BuildStore can help you find the right mortgage for your individual project and circumstances, and we will help you with costings for your project, that every lender will require. It can be quite tricky to produce these with sufficient detail by yourself. We're here to help.
Our teams will help you collate all of the documents required by the lender and your application will be thoroughly checked by our underwriting team to ensure it is accepted by the lender and an offer is received as quickly as possible.
Once you have your mortgage offer, we'll make sure your stage payments are released without delay and we'll stay in touch throughout your build, on hand to answer any questions and offer guidance as required.
The support offered by BuildStore is unique. Our in-depth knowledge and understanding of homebuilding projects is what sets us apart and makes us different from any other mortgage broker in the UK, or dealing direct with a lender.
Our mission is to make your homebuilding journey as smooth and stress free as possible and to ensure your dream home is everything you hope for.