Your Mortgage Options
Buy to Let
There is a booming rental market out there - some people choose to rent when they've relocated through work, others are saving for a deposit and some simply don't want to make the commitment to buy.
If you're in the fortunate position of being or becoming a landlord, then why not speak to us? Our expert advisers can arrange the most competitive deals for new landlords or look at your existing portfolio to see where savings can be made.
Our expert advisers have access to thousands of mortgages, including many exclusives, and can use their specialist knowledge of the buy to let market to find just the right product for you.
Marketrental market is booming
DealsInterest only deals available
Factors to consider
- Typically fees are higher on buy to let mortgages
- Many lenders place restrictions on certain property types (eg. former local authority owned properties)
- Many lenders place a limit on the number of properties on one mortgage or limit the number of mortgage agreements they'll give you.
Let to Buy
If you want to move house but are struggling to sell your existing home, let to buy allows you to remortgage your existing home to release equity for a deposit on your new one. This means you can let out your existing property (using the rental income to cover the mortgage) freeing you up to take out a mortgage on your new home.
Remember, before you decide to let to buy, you will need to get permission from your lender.